Alternative Risk Solutions

Traditional insurance solutions may not always meet the unique needs of every client. That's why we offer a range of alternative risk insurance solutions designed to provide innovative and customized coverage options. Our goal is to help you manage risk effectively and ensure financial stability for your clients.

Captive insurance is a powerful tool for businesses looking to take control of their insurance programs. By forming a captive insurance company, your clients can benefit from tailored coverage, potential cost savings, and greater control over their risk management strategies. Our team of experts will guide you through the process of establishing and managing a captive insurance company, ensuring compliance and maximizing the benefits for your clients.

Alternative risk transfer (ART) solutions provide innovative ways to manage and transfer risk outside of traditional insurance markets. These solutions include structured reinsurance, insurance-linked securities, and other financial instruments. Our expertise in ART allows us to design customized solutions that address your clients' specific risk profiles and financial objectives.

Risk retention groups (RRGs) offer a collaborative approach to managing risk. By joining such a group, your clients can pool their resources with other like-minded businesses to obtain liability insurance coverage. This approach can lead to cost savings, enhanced risk management, and increased bargaining power. Our team can assist you in identifying suitable RRGs and navigating the complexities of participation.

For clients with the financial capacity to assume a portion of their own risk, self-insurance can be an attractive option. Self-insurance allows businesses to retain control over their claims process, reduce insurance premiums, and improve cash flow. We provide comprehensive support in designing and implementing self-insurance programs, including risk assessment, claims management, and regulatory compliance.

Connect with an Accretive Alternative Risk Solutions Specialist

Why Accretive

Insurance by Experts. Solutions as Innovative and Unique as Your Business.

Looking for specialized insurance and employee benefits solutions driven by new, creative ways to protect your organization and people? That's Accretive. As your steadfast ally, we are committed to forging strong, enduring partnerships with brokers and agents, ensuring that every client receives the protection and benefits they need to thrive.